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Terms and conditions

Last Updated: Nov 2023

 

These Terms and Conditions ("Terms") govern your use of owenanalytics.com.au ("Website"), operated by Owen Analytics Pty Ltd ("Company," "we," "us," or "our"). By accessing or using this Website, you agree to comply with and be bound by these Terms. If you do not agree to these Terms, please do not use the Website.

 

1. Acceptance of Terms

 

By using this Website, you acknowledge that you have read, understood, and agree to be bound by these Terms. We may update these Terms from time to time, and any changes will be effective immediately upon posting. It is your responsibility to review these Terms periodically for updates.

 

2. Use of the Website

 

2.1. Eligibility: You must be at least 18 years old to use this Website. By using the Website, you represent and warrant that you are of legal age to form a binding contract with the Company.

 

2.2. User Accounts: You may be required to create an account to access certain features of the Website. You are responsible for maintaining the confidentiality of your account information and for all activities that occur under your account.

 

3. Content

 

3.1. User-Generated Content: Users may submit content to the Website, including comments, reviews, or other materials ("User Content"). You are solely responsible for your User Content and any consequences that may arise from posting it. By submitting User Content, you grant the Company a non-exclusive, worldwide, royalty-free, perpetual, irrevocable, and sublicensable right to use, reproduce, modify, adapt, publish, distribute, and display such content.

 

3.2. Prohibited Content: You agree not to submit any User Content that is illegal, defamatory, infringing, obscene, or otherwise offensive. The Company reserves the right to remove or edit User Content that violates these Terms.

 

4. Intellectual Property

 

4.1. Ownership: The content on this Website, including text, images, graphics, logos, and software, is protected by copyright and other intellectual property rights owned by the Company. You may not reproduce, distribute, or use any content from this Website without our prior written consent.

 

4.2. Trademarks: All trademarks, service marks, and logos used on the Website are the property of the Company or their respective owners and may not be used without permission.

 

5. Privacy

 

Please refer to our Privacy Policy for information about how we collect, use, and disclose your personal information.

 

6. Disclaimer of Warranties

 

The Website is provided "as is" and "as available" without any warranties of any kind, either express or implied. We do not warrant that the Website will be error-free or uninterrupted.

 

7. Limitation of Liability

 

To the fullest extent permitted by applicable law, the Company shall not be liable for any indirect, consequential, incidental, special, or punitive damages arising out of your use of or inability to use the Website.

 

8. Governing Law

 

These Terms shall be governed by and construed in accordance with the laws of New South Wales, Australia, without regard to its conflict of law principles.

 

9. Contact Information

 

If you have any questions about these Terms, please contact us at service@owenanalytics.com.au.

 

10. Entire Agreement

 

These Terms constitute the entire agreement between you and the Company regarding your use of the Website and supersede all prior and contemporaneous agreements.

“Over the past 20 years, Ashley has been an invaluable assistance to me, as a reliable source of unbelievably strong and interesting data, and many good investment ideas.”

"The depth and quality of Ashley’s research and analysis of investment markets is the best in the business.”

Dr Don Stammer - Australia’s most respected economic writer, commentator, and speaker for the past 40 years, with a distinguished career including the Reserve Bank of Australia, Chief Economist at Deutsche Bank Australia for 21 years, chair of nine ASX companies, plus numerous non-listed and not-for-profit boards. Read more

“What sets Ashley Owen’s analysis apart from investment banks and the financial press is his deep fact-based understanding of long-term financial data, rather than getting caught up on the daily noise over issues that may generate trades or sell newspapers today, but will be irrelevant and misleading two years from now.” 

Hugh Dive, CFA. Chief Investment Officer, Atlas Funds Management, and frequent expert commentator quoted in the AFR.

 

“Ashley’s unique fact-based analyses and insights into Australian and global markets are always worth reading. He has an incredibly deep and comprehensive store of financial markets data.”

Chris Cuffe, AO – One of Australia’s best known and most experienced investment managers – former CEO of industry giants Colonial First State, then Challenger Financial; founder and Chair of Australian Philanthropic Services, and Third Link Growth Fund; current/former chair, director and/or investment committee member of numerous funds including UniSuper, Argo Investments, Hearts and Minds Investments, Paul Ramsay Foundation, and many others. Read more.

 

‘For many years, Ashley has been my go-to source of information and analysis on what’s going on in financial markets and why.’

“Ashley has an encyclopaedic knowledge of the markets – I call him Mr Google!”

Noel Whittaker, AM – Australia’s best-known personal finance writer, columnist, and media commentator for the past three decades. He has written more than 20 books on personal finance, his columns appear in almost every major Australian newspaper, and he appears regularly on radio and TV as an expert on finance and investing. Noel Whittaker AM

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The information contained in this document relates to historical, factual events and returns, and contains general commentary and observations about financial markets, asset classes, and asset allocation. This document, or any part thereof, does not, and is not intended to, constitute investment advice, or financial advice, or financial product advice, in any jurisdiction in which it is published, re-published or read. It does not recommend, encourage, or influence readers to buy, hold, sell, or deal in any financial product or security. Where securities of financial products are mentioned, it is purely for the purposes of illustration, context, and/or education, and not intended to influence anyone to buy, hold, sell, or deal in it. The information is current when written. All reasonable measures are taken to ensure its accuracy at the time of publication, but the author accepts no responsibility or liability for any errors or omissions. This document is only provided to, and intended for, holders of Australian Financial Services Licences. It should not be used or relied upon by any person or entity other than a duly licenced AFSL holder, or authorised representative thereof. The author receives no benefit, financial or otherwise, from any product provider, or product issuer, or any other firm involved directly or indirectly in the provision or services in or to financial markets or industries, whether mentioned in the report or not. Any opinions expressed by the author are his alone, and are intended for the purposes of education.